Giving Jars
A tax-aware year-end giving plan for US households (tax year 2026): one jar per gift, standard deduction vs itemizing with the new non-itemizer cash-gift deduction and the 0.5% floor, giving straight from an IRA, bunching two years into one, and dated moves before December 31. Estimates, not tax advice. Built on @onewave-ai/tax-strategy-optimizer.
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